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How much does conveyancing cost in the UK in 2026?
A clear breakdown of conveyancing fees in the UK in 2026, including legal fees, disbursements, searches, and Stamp Duty. Real figures from regulated panel firms, with every extra listed.
- 12 min read
- 9 June 2026
Conveyancing costs in England and Wales in 2026 are made up of your solicitor's legal fee, VAT and third-party disbursements such as searches and Land Registry fees. Stamp Duty is separate. The total depends on whether you are buying, selling, remortgaging or transferring equity, as well as the property value and tenure. This guide breaks down the costs to check before you instruct a firm, explains what a fixed-fee quote should include and highlights the extras that can increase the final bill.
Conveyancing costs in 2026: a quick breakdown
Every figure below appears in full further down the page, with the caveats that go with it. Scotland and Northern Ireland run separate systems, covered at the end.
| Cost | Typical 2026 range | Who it goes to |
|---|---|---|
| Legal fee, freehold purchase | £900 to £1,800 plus VAT | Your solicitor |
| Legal fee, leasehold purchase | £1,200 to £2,200 plus VAT | Your solicitor |
| VAT | 20% of the legal fee | HMRC, via your solicitor |
| Third-party disbursements | £350 to £550 for a freehold purchase | Search providers, HM Land Registry, banks |
| Stamp Duty | Depends on price and circumstances | HMRC, and never part of the legal fee |
| Typical total | £900 to £2,800, excluding Stamp Duty |
What conveyancing fees actually cover
Conveyancing is the legal work that moves ownership of a property from a seller to a buyer. Your conveyancing solicitor handles the contract, the searches, the Land Registry filing, and the money. The fee they quote almost always splits into two parts. The first is the legal fee, which is what the firm charges for its time and expertise. The second is disbursements, which are third party costs the firm pays on your behalf and passes through at cost. The two are not the same thing. A firm with a low legal fee can still produce a high final bill if its disbursement list runs hot.
Conveyancing costs in 2026: legal fees, VAT and disbursements
For a typical residential purchase in England and Wales, the legal fee component sits in the range of £900 to £1,800 plus VAT for freehold properties under £500,000. Leasehold flats run higher because the leasehold work itself is more involved. Expect £1,200 to £2,200 plus VAT for a leasehold purchase. Properties over £750,000 attract higher fees because the work is more complex and the solicitor's professional indemnity exposure is greater. The current online conveyancing market is competitive, so headline prices can look much lower than the figures above, but always check what the firm excludes before you commit.
Disbursements you should expect to pay
Disbursements are not a profit centre for your solicitor. They are pass through costs. The typical disbursement list for a freehold purchase looks like this: - Local authority search: £100 to £250 depending on council - Water and drainage search: £40 to £80 - Environmental search: £40 to £70 - Chancel repair search: £15 to £40 - Bankruptcy search: £2 per name - Land Registry priority search: £3 - Land Registry registration fee: £40 to £500 depending on property value - CHAPS bank transfer fee: £30 to £50 - Source of funds checks: £15 to £40
For a standard freehold purchase, disbursements add up to around £350 to £550 in total. Leasehold disbursements run higher because the management information pack, known as the LPE1, costs £200 to £400 and sometimes more in central London. Newbuild purchases sometimes also need a developer pack from the seller's solicitor, which adds a further £150 to £300.
Stamp Duty Land Tax is not your solicitor's fee
A common confusion is treating SDLT as part of the conveyancing bill. It is not. SDLT is a tax paid directly to HMRC. Your solicitor calculates it, files the return within fourteen days of completion, and arranges the transfer of money, but the figure leaves your account and goes to the government. Your solicitor receives none of it.
For 2026, SDLT on a £350,000 standard residential purchase in England is £7,500. On the same property bought by a first time buyer, the figure drops to £2,500 under first time buyer relief. For an additional property such as a second home or buy to let, add a five percent surcharge to every band, taking the figure on £350,000 to £25,000. Wales uses Land Transaction Tax (LTT) and Scotland uses Land and Buildings Transaction Tax (LBTT), both with different bands and different surcharges.
Why fixed fee conveyancing matters in 2026
Historically, many high street solicitors charged on an hourly basis or quoted an estimate that grew once they started work. The pattern was familiar. The quote came in attractively low. Then additional fees appeared for leasehold review, expedited searches, transfer of equity additions, gifted deposit handling, or whatever else the firm chose to bill extra for. The total bill could double from the original quote.
Fixed fee conveyancing changed that. A true fixed fee means the firm commits to one price for the standard work, regardless of how long it takes them. The risk of inefficiency sits with the firm, not with you. Fixed fee firms tend to be process driven, digital, and faster because they have an incentive to complete cases efficiently. The Home Panel only works with panel firms who offer genuine fixed fees, set before instruction.
What a fixed fee conveyancing quote should include
Read the quote carefully. A proper fixed fee for a residential purchase should cover: - All standard legal work from instruction to completion - Anti money laundering checks and identity verification - Review of the contract pack, title, and replies to enquiries - Standard pre contract enquiries with the seller's solicitor - Review of the mortgage offer and lender conditions - Exchange of contracts and completion - Stamp Duty return filing - Land Registry application - Acting for your mortgage lender alongside acting for you
A fixed fee normally does not include the disbursements listed earlier because those are third party charges. It also does not include extras like indemnity insurance policies if the property has missing planning consents, or expedited search fees if you need a council search returned faster than the council's normal service. These are genuine costs, not hidden fees, but they are not part of the legal fee line.
Hidden extras to watch for in 2026 quotes
The trick to comparing online conveyancing quotes is to spot the firms that have understated the legal fee by stripping out work that almost every case needs. Common hidden extras to look for include: - File opening fee or case set up fee - Telegraphic transfer or CHAPS fee charged at twice the bank cost - Source of funds review fee added on top of standard AML - Stamp Duty return filing fee charged as a separate line - Mortgage lender administration fee - Leasehold supplement, sometimes hidden until after instruction - Help to Buy or Shared Ownership supplement - Gifted deposit administration fee - Newbuild supplement - Acting for a second mortgage lender fee
A clean fixed fee quote names all of these in advance, or rolls them into the main figure. A messy quote either omits them entirely or buries them in the small print.
How to compare conveyancing quotes properly
When you receive multiple quotes from property conveyancing solicitors, do not look at the headline number. Compare the total cost for your specific circumstances. The steps are simple. List every fee, including VAT. List every disbursement. Add Stamp Duty on top. Add any property specific extras such as leasehold supplements or newbuild supplements. Then ask the firm in writing whether anything else could be added later. A firm willing to commit in writing is a firm worth using. A firm that hedges is a firm whose final bill you cannot predict.
Get an itemised conveyancing quote
See the legal fee and third-party costs clearly before you decide.
Get a quoteHow much does conveyancing cost when buying and selling?
A buyer and a seller are not paying for the same work, which is why one quote does not cover both. A buyer pays for searches, the mortgage work and registering the new ownership. A seller pays for none of the searches and has no registration to do, so the legal fee is usually lower, but the sale carries its own costs: the management pack on a leasehold, and redeeming the existing mortgage. Moving home means paying both, on one file with one completion date. The sections below break each one down.
If you are ready to start, compare our buying conveyancing service, selling conveyancing service, or buying and selling service.
Conveyancing fees by property value
The legal fee usually rises in steps with the property value. Typical fixed fee ranges in 2026 look like this: - Under £250,000 freehold: £900 to £1,200 plus VAT - £250,000 to £500,000 freehold: £1,100 to £1,500 plus VAT - £500,000 to £750,000 freehold: £1,400 to £1,900 plus VAT - £750,000 to £1,000,000 freehold: £1,700 to £2,200 plus VAT - Over £1,000,000 freehold: £2,000 to £2,800 plus VAT
For leasehold properties, add £200 to £400 to the same band. These ranges reflect competitive 2026 pricing across regulated panel firms.
Conveyancing fees for selling
Selling fees follow a similar shape but usually come in £100 to £200 below the purchase fee at the same price point. There are fewer searches on a sale, and the work is structured differently. A typical sale legal fee for a £350,000 freehold is £900 to £1,400 plus VAT. Add a leasehold supplement if applicable. If you are selling and buying at the same time, most firms offer a combined fee discount of around fifteen to twenty percent.
Conveyancing fees for remortgaging
Remortgaging is the cheapest category of conveyancing because the work is narrower. You are not buying or selling property, just changing the loan secured on it. Typical remortgage fees in 2026 sit at £200 to £450 plus VAT. There are no searches in most cases because lenders accept indemnity insurance instead. Some lenders pay the legal fee for you as part of the remortgage product. Check the product details before you instruct.
Conveyancing fees for transfer of equity
Transfer of equity is the process of adding or removing a name from the property title, common after marriage, divorce, and inheritance. Legal fees sit at £400 to £900 plus VAT, plus an SDLT element if the share being transferred carries any value above the SDLT threshold.
Scotland and Northern Ireland
Scotland uses a different system. The buyer's solicitor makes the offer, and the timeline is faster but the legal work is broadly the same in scope. Fees sit at £800 to £1,600 plus VAT for a standard residential purchase. LBTT replaces SDLT. Northern Ireland uses similar processes to England and Wales with similar fee ranges, and SDLT applies as in England, though we do not currently handle transactions in either Scotland or Northern Ireland.
What The Home Panel does differently on conveyancing fees
We connect you with a curated panel of SRA and CLC regulated firms who all commit to a fixed fee for the work quoted, set against your specific transaction and agreed before you instruct. If something about the property emerges that the quote could not have accounted for, the firm must put any additional cost to you in writing before carrying out that work, and you can decline it. Searches and disbursements are itemised separately. Stamp Duty is shown but paid to HMRC as normal.
How we are paid, in plain terms
When we introduce you to a panel firm, that firm pays us a fee. It is paid by the firm out of its own income and it is not added to your quote, so the fixed fee you are shown is the cost of the legal work and nothing else. We tell you this because you should not have to go looking for it: under the SRA Code of Conduct (or the CLC equivalent) your firm must also disclose the arrangement to you in writing before you sign their client care letter, and you should expect to see it there too.
When to instruct a conveyancing solicitor
Instruct as soon as your offer is accepted. Every day between offer accepted and instruction is a day lost from your transaction timeline. With The Home Panel the enquiry form takes about three minutes, and the team comes back within one business day with a fixed-fee quote and a panel firm that suits your purchase. Searches go out the same day. The case is being prepared before some buyers have even had time to read the contract.
The final word on conveyancing fees in the UK in 2026
The cheapest legal fee is rarely the cheapest total. Look for fixed fee conveyancing from regulated firms with itemised disbursements, no hidden supplements, and a digital portal that lets you track progress without phoning every Tuesday. If you can name every line in your conveyancing quote and the firm has confirmed in writing that nothing else will appear, you are paying a fair price for the work. Anything less and you are buying a number, not a transaction.
Last reviewed 9 September 2026. The Stamp Duty figures are checked against GOV.UK Stamp Duty Land Tax rates and the registration fees against HM Land Registry registration services fees. The legal fee ranges are our own observation of what regulated panel firms were quoting at that date, not an official figure, and they move with the market.
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